Lavender Fields accepts credit card payments from Visa, Master Card, American Express and Discover. We also accept PayPal , Personal checks, cashier's checks and money orders. Personal checks must clear before your order is shipped. If your check is not received within 10 days we will consider your order cancelled.Paypal is not accepted on furniture orders. If you place the order by paypal for a furniture order we will contact you for credit card details within 24 hours. Lavender Fields is required to collect sales tax on orders shipped to a New York address. Those who live outside New York will not be charged sales tax. Lavender Fields offers a Payment Plan or Layaway for most of our merchandise. We can divide your invoice in 2. Your first payment when you place your order and the other in 3-4 weeks. In some cases like furniture or custom bedding we can spread out your payments even longer. Once all payments are made we ship your products. To request a payment plan invoice, simply call (866-898-5461) or email us for details.